Starting in 2025, Georgia is making a significant transition from using the federally facilitated

marketplace, HealthCare.gov, to launching its own state-based health insurance exchange. This

is a crucial step aimed at offering Georgia residents better access to affordable health coverage,

increased flexibility, and more control over the plans and options available.

What Does This Mean for You?

For consumers, the shift means that starting next year, individuals, and families will no longer shop

for health plans through HealthCare.gov. Instead, they will use Georgia’s new state-based exchange,

which will offer a more localized and personalized experience. This transition is expected to bring

several benefits, including:

• Lower Premiums: The state-based exchange could allow Georgia to negotiate better prices

for health plans, resulting in potentially lower premiums for consumers.

• Improved User Experience: With a platform tailored specifically to Georgia residents, the

state exchange will provide better customer service, more resources, and tools to help

individuals make informed decisions about their health coverage.

• Expanded Coverage Options: The new marketplace is expected to offer a wider variety of

health plans, giving consumers more choices to meet their individual needs and budgets.

How Will This Impact Your Enrollment?

For now, nothing changes. During the current open enrollment period, you will still use

HealthCare.gov to enroll in a plan. However, as Georgia works towards launching its marketplace,

we encourage you to stay informed and be prepared for the upcoming changes.

At AORForms, we are dedicated to keeping our clients up to date on all health insurance

developments. If you have any questions about how Georgia’s transition to a state-based exchange

might affect you, feel free to contact us. We’re here to help ensure that you have access to the best

coverage options available.